{"product_id":"les-marches-avant-dy-mettre-un-euro","title":"The markets before investing a single euro","description":"\u003cp\u003e\u003cstrong\u003eWhat you buy, what it costs, what it brings to whom.\u003c\/strong\u003e This book is not investment advice. It does not recommend any product, strategy, or intermediary, and contains no quantified returns.\u003c\/p\u003e\n\n\u003cp\u003eIt explains a mechanism: what financial instruments are, what fees apply to them, how they are taxed in France, and \u003cstrong\u003ehow the sector that sells training on them functions economically\u003c\/strong\u003e. The goal is for you to know what questions to ask and what to check before entrusting money to anyone.\u003c\/p\u003e\n\n\u003ch3\u003ePart I — What You Are Actually Buying\u003c\/h3\u003e\n\u003cp\u003eStock, bond, fund, ETF, derivative, CFD, digital asset: what each truly is, and what you own — or don't own. The distinction between \u003cstrong\u003einvesting, speculating, and gambling\u003c\/strong\u003e, and why time works for you in the first case and against you in the third. The principle that rules out almost all fraudulent offers, and the question to ask when faced with any offer: \u003cem\u003ewhere does the money come from?\u003c\/em\u003e\u003c\/p\u003e\n\n\u003ch3\u003ePart II — The Fees, or Why the House Always Wins\u003c\/h3\u003e\n\u003cp\u003eVisible fees and their superposition on accounts. \u003cstrong\u003eInvisible fees\u003c\/strong\u003e: bid-ask spread, overnight financing, slippage, exchange, inactivity — these are what determine the short-term outcome. Leverage explained mechanically, with forced liquidation and the asymmetry of reconstitution. What the European regulator has imposed, and \u003cstrong\u003ethe mandatory figure that every broker must publish\u003c\/strong\u003e — read it first. Then, the calculation of your annual break-even point, in three spreadsheet lines.\u003c\/p\u003e\n\n\u003ch3\u003ePart III — French Taxation\u003c\/h3\u003e\n\u003cp\u003eThe flat-rate withholding tax and the option for the progressive income tax scale, which is global. Accounts — securities account, PEA, life insurance — and the general rule: tax advantages come with constraints. Digital assets: triggering event, calculation, and why the complete history of your operations is irrecoverable if a platform closes. \u003cstrong\u003eAccounts abroad\u003c\/strong\u003e: the obligation of annual declaration, without threshold, with a fine per account and per year — the point in the book that costs the most to ignore.\u003c\/p\u003e\n\n\u003ch3\u003ePart IV — The Training Landscape\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eWhere trainers' money actually comes from\u003c\/strong\u003e, and the three questions that settle the discussion. The model of trader funding companies, described mechanically. Signals, automated copying, robots: why a simulated history has no predictive value. \u003cstrong\u003eChecking an intermediary in five minutes\u003c\/strong\u003e, register by register. The six-step scam pattern, and the fund recovery scam that follows.\u003c\/p\u003e\n\n\u003ch3\u003ePart V — If You Go Ahead Anyway\u003c\/h3\u003e\n\u003cp\u003eSix rules that don't guarantee profit but reduce the risk of serious damage. \u003cstrong\u003eThe most expensive bias\u003c\/strong\u003e: the confusion between luck and skill, explained arithmetically. And the three elements without which you cannot know if you are good.\u003c\/p\u003e\n\n\u003ch3\u003eWhat You Get\u003c\/h3\u003e\n\u003cul\u003e\n\n\u003cli\u003eAn eleven-point checklist before opening an account\u003c\/li\u003e\n\n\u003cli\u003eThe table of official registers: where to check what\u003c\/li\u003e\n\n\u003cli\u003eThe calculation of your personal break-even point\u003c\/li\u003e\n\n\u003cli\u003eThe three questions to ask a trainer\u003c\/li\u003e\n\n\u003cli\u003eThe scam pattern, step by step\u003c\/li\u003e\n\n\u003cli\u003eA glossary of thirteen terms\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho It's For\u003c\/h3\u003e\n\u003cp\u003eThose considering opening an account and wanting to understand what they are buying. Those who are solicited. Those who are hesitant about a four-figure training course. And those who have already lost money and want to understand the mechanism.\u003c\/p\u003e\n\n\u003ch3\u003eWho It's Not For\u003c\/h3\u003e\n\u003cp\u003eThose looking for a method, strategy, or recommendation. There are none here, and the book explains why those who sell them get paid whether you win or not.\u003c\/p\u003e\n\n\u003ch3\u003eWhat the Book Does Not Cover\u003c\/h3\u003e\n\u003cp\u003eAny investment recommendation, product, or intermediary. Technical and fundamental analysis. The construction of a portfolio adapted to your situation, which falls under the purview of a registered advisor. The details of your taxation, which falls under the purview of an accountant.\u003c\/p\u003e\n\n\u003ch3\u003eFormat\u003c\/h3\u003e\n\u003cp\u003ePDF, 23 pages, approximately 4,300 words divided into 5 parts, 19 chapters, and 3 appendices. Immediate access after purchase.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eThis book is not investment advice. It does not recommend any product, support, strategy, or intermediary, and contains no forecasts or quantified returns. For a decision that commits you, consult a registered financial investment advisor and verify their registration yourself. Tax rules evolve: check impots.gouv.fr.\u003c\/em\u003e\u003c\/p\u003e","brand":"SIGNET","offers":[{"title":"PDF","offer_id":56074271129985,"sku":"SIG-EB-MARCHES","price":39.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0956\/3557\/1073\/files\/hf_20260810_022339_d32c731b-1aab-4cee-a9a6-8a6a42a10848.png?v=1786329428","url":"https:\/\/signet-luxury.store\/en\/products\/les-marches-avant-dy-mettre-un-euro","provider":"Signet Luxury","version":"1.0","type":"link"}